Posts tagged "Resources"

You Might Need a Green Card if You Are Driving Abroad From 1st January 2021

December 30th, 2020 Posted by Uncategorised 0 comments on “You Might Need a Green Card if You Are Driving Abroad From 1st January 2021”

The UK formally left the European Union on 31 January 2020. Whilst we now have a Free Trade Agreement, uncertainty remains on whether this will be extended to facilitate access to the EU’s single market for UK financial services.

From 1st January 2021, UK motorists including road hauliers driving in the European Economic Area, Andorra, Serbia and Switzerland will need physical proof of motor insurance when they travel; commonly referred to as a Green Card, until such time as the EU Commission agrees that the UK can remain part of the Green Card Free Circulation Zone. The Green Card requirement will also apply to motorists in Northern Ireland driving across the border with the Republic of Ireland.

All European Economic Area (EEA) countries (EU countries, and Iceland, Liechtenstein, Norway) are part of a Green Card free circulation area, meaning that motorists based there do not have to carry Green Cards when visiting other countries in the area. UK motorists will be required to carry Green Cards for driving in the Republic and other EU states, until such time as the European Commission agrees that the UK can remain in the Green Card Free Circulation Zone.

Motorists failing to carry a Green Card when one is needed, risk having their vehicle seized and facing prosecution.

What is a Green Card?

A Green Card is an international certificate of insurance that proves you are insured to drive in the EU. They’re issued and signed by your vehicle insurer, and include your vehicle and registration details. You’ll need to have one with you if you’re driving in Europe and you’ll need a second one if you’re towing a trailer or caravan.

You also need to take your vehicle registration document (V5) to prove you own the vehicle and have a GB sticker on your vehicle and any trailer. In some countries you’ll need an international driving permit (IDP) Check if you need an IDP.

How long do they last for?

A Green Card can last for up to 90 days (or until you’re due to renew your motor insurance, if your renewal date is less than 90 days away), but you should check your policy booklet for details on how long you’re covered to drive in a single trip abroad.

What happens if my insurance renews whilst I’m driving abroad?

When you renew your insurance you’ll need a new Green Card for your new policy, even if you keep your insurance with the same insurance company. If you decide to switch to a new insurer, you’ll need to ask them for a new Green Card.

If you plan to be driving your vehicle abroad, please make sure you apply for a Green Card at least 3-4 weeks in advance of your trip as some insurers require a minimum of 3 weeks’ notice in order to produce the document.

What will happen if I don’t have a Green Card when I travel abroad?

You could be breaking the law, be refused entry into the European country, receive a fine and/or have your vehicle seized. Motor insurance policies do not cover loss or damage caused by the legal confiscation of your vehicle by HM Revenue and Customs, the police, a local authority or any other government authority – check your policy booklet for full terms and conditions.

What happens if I’m driving with a trailer or caravan?

You’ll need to inform us when you ask for your Green Card as you need a second Green Card for your caravan or trailer.

If you plan to take a commercial trailer weighing over 750kg or a non-commercial trailer weighing over 3,500kg, you must also register it with the Government before you can travel to, or through, most EU and EEA countries.

Summary

Although talks remain ongoing for UK financial services firms to replace passporting rights to offer insurance coverage in the EU, an agreement is unlikely to be reached for several months, if at all. If you are planning on driving abroad in 2021, we strongly recommend planning in advance to ensure you have the correct documentation.

For more information, please contact your Hamilton Leigh Client Service Executive.

Challenges for the technology sector in 2021

December 2nd, 2020 Posted by Uncategorised 0 comments on “Challenges for the technology sector in 2021”

The tech sector is constantly evolving in a chain reaction of rapid technological developments. No matter where you are based in the world, it is virtually impossible to escape the way new technologies are reshaping everyday life, as exciting as this is, the tech sector faces new challenges for 2021?

Review the full white paper here.

10 Steps to Cyber Security

September 15th, 2020 Posted by Uncategorised 0 comments on “10 Steps to Cyber Security”

At Hamilton Leigh, we dedicate a lot of time to supporting our clients with risk management to mitigate their exposures. With claims frequency and severity continuously growing, cyber threat should be equally considered when forming risk management practices and procedures for the business. 

We proactively speak with our clients about cyber insurance and the contribution it makes to their management of the risk through the invaluable service and guidance provided in the event of an incident. Insurers are making positive steps to incorporate more proactive elements into their product offering including accredited staff training courses and pre-breach assessments to assess areas of vulnerability. 

This infographic produced by the National Cyber Security Centre provides an excellent starting point of reference for businesses to formulate their cyber risk management plan. 

Should you have any questions about how we can support you please do get in touch with Jason Cohen @ Jasoncohen@hamiltonleigh.com 

Important Risk Assessments as we prepare to return to work

June 26th, 2020 Posted by Uncategorised 0 comments on “Important Risk Assessments as we prepare to return to work”

Throughout this whole period of uncertainty, employers have been required to react and make decisions quickly. Before returning to work, we would encourage businesses to take the time now to consider all options to create a safe working environment as this will be valuable in mitigating any difficulties and potential liability claims further down the line. Managing and overcoming understandable employee and customer concerns as to potential COVID-19 exposure once they are back at work, commuting or visiting places of business, will be far more challenging. To build such confidence, measures may be required which exceed the minimum required by official guidance.

Review the full update and government advice here.

Post Coronavirus return to work cleaning checklist

June 26th, 2020 Posted by Uncategorised 0 comments on “Post Coronavirus return to work cleaning checklist”

As employers prepare return to work plans, workplace cleanliness is a topic on the minds of many. In the wake of the COVID-19 pandemic, cleaning practices play a crucial role when reopening workplaces. Employers can consider topics on this checklist when planning or updating cleaning routines.

Download the checklist here and get your business prepared.

Post Coronavirus workplace preparedness checklist

June 26th, 2020 Posted by Uncategorised 0 comments on “Post Coronavirus workplace preparedness checklist”

The COVID-19 pandemic has changed many aspects of the current workplace, and hygiene and cleanliness are key topics when creating post-coronavirus workplace plans. According to health experts, there are several actions employers should consider. By taking workplace preparedness steps such as updating office layouts, encouraging new behaviours and evaluating existing policies, employers can help prevent the spread of COVID19 and protect the health and safety of their employees.

Download and implement the checklist we have prepared to help you get your business prepared.

Risk Insights: Coming back after Covid-19 and the future

June 25th, 2020 Posted by Uncategorised 0 comments on “Risk Insights: Coming back after Covid-19 and the future”

In preparation for reopening your business and asking employees to come back to work, it’s imperative that your company thoughtfully constructs a return to work plan for its employees to keep everyone healthy and safe following the COVID19 pandemic.

A return to work plan is typically created to help reintegrate workers who have been injured or have been on leave. The plan includes details on how the worker will gradually return to work and any job related specifics. Its purpose is to formalise steps for a safe and quick return to work. Download the full guide to explore what your COVID-19 return to work plan should include.

Download the guide here

Covid-19 Smart Product: K-TECH 600.0-Fever-Screening

June 24th, 2020 Posted by Uncategorised 0 comments on “Covid-19 Smart Product: K-TECH 600.0-Fever-Screening”

Infrared body temperature screening thermal camera

Review the full brochure here

Covid-19 Smart Product: K-TECH 3.0-Fever-Screening

June 24th, 2020 Posted by Uncategorised 0 comments on “Covid-19 Smart Product: K-TECH 3.0-Fever-Screening”

Thermal & Optical Bi-spectrum Network Bullet Camera

Review the full brochure here

Covid-19 Smart Product: K-TECH1.0-Fever-Screening

June 24th, 2020 Posted by Uncategorised 0 comments on “Covid-19 Smart Product: K-TECH1.0-Fever-Screening”

Binocular Face Recognition and Temperature Detection Machine

Review the full brochure here

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